Credit repairThis week I had four different people get denied for home purchase loans. A few years back in 2004 some of these Michigan home buyers would have gotten their loans approved. For example.
All of these home buyers have to get their credit repaired. Step one: Pay all your bills on time. You need at least on year of perfect credit history to bring your score up. So pay your bills on time. Step two: Don't let anything else go into collection. No medical bills, or co-pays can go into collection. Collections drive down your score. These are just the first two steps of credit repair. Stay tuned for more credit repair tips Russ Ravary your Wayne County real estate agent serving Livingston, Washtenaw, Oakland, and Macomb County in Southeastern Michigan http://www.detroitmichiganrealestatehomes.com/00525B Posted on Mar 04, 2010 @ 9:38 pm by russ.ravary - View Profile
 russ.ravary  1 feedback »
Comment from: CREDITedit, LLC [Visitor] · http://www.MyCreditEdit.comNOTICE TO ALL CONSUMERS: A "Credit Repair Agency" is a S E R V I C E. A true credit repair service will tell you upfront that NO ONE can make any promises regarding anyone's credit. When it comes to fixing your bad credit -- you have 3 OPTIONS: DIY, PROFESSIONAL SERVICE, or WAIT 7 - 10+ years and HOPE the negative information falls off on its own! Consumers have 3 OPTIONS to Fix Bad Credit: 1.) Do It Yourself (http://www.creditrepairmagic.com/?hop=credit7609) -- you do all the work alone at your own pace, and you decide what you can guarantee. 2.) Professional Service (http://www.MyCreditEdit.com) -- you pay someone for their time, experience, resources and knowledge. You may also pay them to properly prepare the necessary documents to communicate with your creditors, collection agencies and/or credit bureaus, etc. The KEY here is to hire a company with experience and persistence! Why? Because the credit bureaus will put up EVERY ROAD-BLOCK to DISCOURAGE & INTIMIDATE consumers (who have the legal right) who wish to VERIFY & VALIDATE their credit reports for FAIRNESS, COMPLETENESS, ACCURACY & VERIFIABILITY. Remember that credit report disputes/challenges COST THE BUREUAS TIME and MONEY! Consumers become a thorn in their side. 3.) Wait ("time")-- in accordance with the FCRA Sincere regards!  Permalink Mar 05, 2010 @ 9:48 amComment on this article This post has no feedback awaiting moderation... |
